How to Make Financial Independence Easier

Being accountable helps you build stamina. Resilience is the opposite of helplessness. Resilient people are not into blaming or complaining. They take initiative, look for opportunities, and seek growth, even in the face of challenges. They ask problem-solving questions: “What am I learning?’ “What can I do differently?” Resilient people actually become stronger under pressure rather than helpless. Such people tend to be open to more information on how they can improve, more optimistic, and continually look for additional options instead of giving up or blaming others for what’s not working. Until you can impose discipline on your spending, you will always be in crisis.

Living on less than you earn takes practice. It’s educating yourself. Think of this process as studying the impact of money in your life. Most of us don’t study money. We go to work, get a paycheck, and wonder why we have money problems. To get a handle on their spending, Kevin and Julia decided to try a spending freeze for one week a month. They found purchasing items on line so easy that they would often order what they wanted without thinking, or even checking with each other. This “freeze week” gave them a better idea of what was happening and they also improved their communication about their finances. When you stumble, get right back up and begin again, learning where you are weakest and how to improve.